Privacy Policy

Privacy Policy

Introduction

Welcome to https://mortgage-preapproval.buzzzoomer.com (referred to as “the Company,” “we,” or “us”). We are committed to protecting your privacy and ensuring the security of your personal data. This Privacy Policy outlines our practices regarding the collection, use, disclosure, and management of personal information in adherence to various global privacy laws, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25
  • General Data Protection Regulation (GDPR) of the European Union (EU)
  • General Data Protection Law (LGPD) of Brazil
  • California Consumer Privacy Act (CCPA/CPRA) in California, USA
  • Colorado Privacy Act (CPA)
  • Utah Consumer Sales and Service Act (UCPA)
  • Connecticut Privacy Act (CTDPA)
  • Virginia Consumer Data Protection Act (VCDPA)
  • Protection of Personal Information Act (POPIA) in South Africa

Scope

This policy applies to all aspects of our online presence, including but not limited to:

Please note that this privacy policy does not cover third-party platforms, apps, or services accessible through links on our site. These entities have their own privacy policies, and we encourage you to review them before using such services.

Processing Activities

This policy describes how we handle your personal information across various interactions:

  • Using Our Services: When you utilize our applications, register for an account, or access our online services as an authorized user, we collect and process data necessary for providing these services.
  • Website Visits: If you visit our websites linked to this Privacy Policy, your interaction with our content and the information you provide will be subject to this policy.
  • Communication: Any communication initiated by us, including emails, newsletters, phone calls, or text messages (SMS), falls under this privacy notice.

Personal Data Collection

We collect a variety of personal data, which can include:

  • Account Details: This includes user names, email addresses, and passwords used to access our services.
  • Payment Information: Credit card numbers, expiration dates, and billing addresses for processing transactions are collected securely.
  • Financial Data: We may gather financial information, such as income levels, savings amounts, or investment portfolios, to assess eligibility for certain services.
  • Purchase History: Details of products or services you have purchased from us, including quantities and transaction dates.
  • Mobile Device Identifiers: Unique device identifiers and mobile app usage data can be collected for analytics purposes.
  • Location Data: With your consent, we may access location information to provide personalized content or services.
  • Feedback and Reviews: Comments, suggestions, and ratings you provide to improve our products and services.
  • Social Media Information: If you choose to connect our services with your social media accounts, we may collect data from these platforms (subject to their privacy policies).
  • Product Interest: Information about the products or services that interest you on our website.

We obtain this data through direct user input, automated systems, and third-party sources.

Cookies

To enhance your experience and gather analytics, we use cookies. These small text files can be categorized as:

  • Strictly Necessary: Essential for navigating our site and using its features.
  • Preference: Remembering user preferences to personalize content.
  • Analytics: Tracking website usage to improve performance and services.

Users have control over non-essential cookies through our Cookie Manager, allowing them to customize their privacy settings.

Retention and Deletion

We retain personal data only for as long as necessary to fulfill the purposes for which it was collected. Once these purposes are achieved, we securely delete or anonymize the information. This process ensures that your data is not retained beyond its original use case.

Security Measures

The security of your personal data is a top priority. We employ robust organizational and technical safeguards to protect against unauthorized access, disclosure, or misuse of your information. These measures include encrypted communication channels and secure third-party processing partners.

Children’s Privacy

We do not intentionally collect or store personal data from children under the age of 18. Our services are designed for a general adult audience, and we comply with applicable laws regarding child privacy.

Your Rights

Depending on your location, you have various rights concerning your personal data:

  • Access: The right to request access to the personal data we hold about you.
  • Rectification: Ability to rectify inaccurate or incomplete personal data.
  • Erasure (Right to be Forgotten): Request for deletion of your personal data under specific circumstances.
  • Restriction: Right to limit the processing of your data in certain situations.
  • Portability: Ability to receive a copy of your personal data in a structured, commonly used format.
  • Objection: Right to object to the processing of your data for specific purposes.
  • Non-Discrimination: Protection from discrimination when exercising your data rights.

To exercise these rights or have any data-related inquiries, please contact our privacy team via email at [email protected] or by post to the address provided below.

Changes to Policy

We reserve the right to update this Privacy Policy from time to time. Any changes will be effectively immediately upon posting on our website, and we encourage you to review it periodically for any revisions.

Contact Information

For privacy-related matters or inquiries, please reach out to:

Email: [email protected]

Mail: [Provide Postal Address]